While there is no single sign that will confirm a person is ready for home ownership, there are a couple cues that will signal it could be your time. If you love the area that you’re living in and you’re planning to stay for a while, you may be ready to settle down and buy a home. If you’ve got a savings plan in order that is allowing you to pay down debt and save a little nest egg, you could be ready for the financial side of home ownership. Finally, if you’ve gotten to be pretty handy around the house, you could be ready for the maintenance that accompanies owning a home.